b7be9f38bc
Bring the SP25 SFTP Polling Enablement (PATCH /api/clearhouse, scheduler hot-reload, env-var-first secret lookup) and SP26 SFTP Password File Companion (Docker secret _FILE tier) onto the v1.0.0 release branch so the production stack can actually flip the Gainwell MFT poll from stub → real. Conflict resolved in docker-compose.yml: kept both the SP26 CYCLONE_SFTP_PASSWORD_FILE env var and the new 'Always bind to 0.0.0.0' comment.